Build a Granny Flat

Granny Flat Guide for Como (NSW)

A secondary dwelling (commonly called a granny flat) is a self-contained dwelling established in conjunction with a principal dwelling on the same lot. It may be within, attached to or separate from the principal dwelling. The formal classification depends on its approved use and documents, not a builder’s product name or the way the structure is manufactured.

This guide combines verified locality context with statewide planning guidance. The Australian Bureau of Statistics identifies Como (NSW) as Suburbs and Localities geography code SAL10996. SAL means the ABS Suburbs and Localities geography: its boundaries are statistical approximations rather than cadastral, title or planning boundaries. The canonical record gives this SAL an area of 1.5975 square kilometres and 40 mesh blocks. It records an overlap with the statistical LGA named Sutherland, but that overlap does not determine the council, consent authority, zoning or controls for a legal parcel.

The 2021 Census QuickStats for Como reported 4,053 people, 1,147 families, 1,378 private dwellings and a median age of 40. These are historical results from the 2021 Census, not current population, housing-supply or property-market measures. They provide locality context only and cannot establish present demand, rent, site suitability or development rights.

AMESCorp commercial disclosure and privacy warning: AMESCorp is the commercial service provider promoted by this website and may benefit from enquiries or purchases. Independently verify its scope, advice, pricing and any third-party recommendations. No guarantees are provided. Do not send personal information, title records, identification documents, financial details or property data through an unverified channel. This guide is general information, not legal, planning, building, financial, tax or investment advice.

Local granny-flat overview

The verified statistical overlap identifies the ABS LGA name as Sutherland. That statistical name must be distinguished from Sutherland Shire Council, the formal council organisation identified in the supplied official source pack. The overlap is useful for routing research, but owners must confirm the relevant council and consent authority for their street address, lot and deposited plan before relying on local material.

If Sutherland Shire Council is confirmed for the parcel, its official Plan and build service is the appropriate starting point for council processes. The Sutherland Shire Local Environmental Plan 2015 record provides an official route to the local environmental planning instrument and mapping. Its applicability, along with any development control plan or site-specific instrument, must still be verified for the land and proposed work.

Under the NSW secondary-dwelling guidance, a secondary dwelling operates with a principal dwelling and remains on the same lot. This development type does not create a separately subdividable, separately titled or independently saleable home. A freestanding building is not automatically a secondary dwelling, and an existing garage, shed or studio cannot be treated as approved accommodation without checking its approval history and lawful use.

State guidance says secondary dwellings are permitted in residential zones R1, R2, R3, R4 and R5 and may be permitted in other zones where the applicable local environmental plan allows them. Permissibility is not approval. The property’s zone, existing development, proposal, mapped exclusions, title conditions and relevant planning standards must all be examined. Rural and non-residential land requires particular care because local environmental plan provisions may differ from residential-zone settings.

Start an address-level investigation with the lot and deposited-plan details. Search the address in the NSW Planning Portal Spatial Viewer, then compare the displayed zone and layers with the current legal instruments. Online mapping is a screening tool; a title search, survey, planning certificate, approval records and advice from the relevant authority may disclose information that a locality search cannot.

There is insufficient verified evidence here to describe Como-wide lot sizes, zoning, hazards, services, access or development capacity. Those features can vary between parcels. Locality identity should therefore guide the search, not substitute for property due diligence.

Council rules and approval pathway

There are two potential approval pathways. A development application is assessed by the relevant council under applicable planning instruments and assessment requirements. Alternatively, a complying development certificate may be issued by a council or appropriately registered certifier when every applicable standard and prerequisite is satisfied. Complying development is a standards-based approval pathway, not exempt development, and a certifier cannot disregard an exclusion or vary a statutory requirement.

For the Housing SEPP complying-development pathway, NSW guidance identifies a lot area of at least 450 square metres, except when the secondary dwelling is located entirely within an existing dwelling house. This is one bounded eligibility condition only. It is not a universal minimum for a council-assessed application and is not sufficient by itself to establish complying-development eligibility.

Test the proposal against the current State Environmental Planning Policy (Housing) 2021, including its applicable secondary-dwelling provisions and Schedule 1, and the current State Environmental Planning Policy (Exempt and Complying Development Codes) 2008. The Department’s complying-development guidance explains the certifier’s role and the need to comply with certificate conditions. Superseded Affordable Rental Housing SEPP material should not be used as current law.

Where Sutherland Shire Council is confirmed, review the applicable local environmental plan, development control plan, application documents, contribution plans, current fees, stormwater requirements, waste arrangements and driveway or vehicle-crossing requirements. The NSW Planning Portal also provides the official online development application route. Council instruments should be named or applied only after confirming that they govern the parcel and proposal.

The Housing SEPP does not itself require additional parking for a secondary dwelling. Nevertheless, loss of approved parking, driveway design, vehicle access and existing consent conditions may remain relevant. Similarly, planning approval may not override easements, covenants, restrictions on title or another party’s property rights.

Before choosing a pathway, confirm the principal dwelling’s lawful status and whether the proposal is internal, attached, detached or a conversion. Obtain title, survey and service information, and screen official mapping for constraints relevant to the address. Investigate sewer, drainage, utilities and legal access. Heritage, bushfire, flooding, biodiversity, coastal, contamination, acid sulfate soil or other issues should be raised only where official parcel evidence indicates that they apply.

Ask the council or registered certifier to identify the documents needed for the selected pathway. Depending on the property and proposal, these may include architectural plans, a survey, engineering details, a statement addressing planning controls, service information or specialist reports. Also confirm current application charges, contributions, referral requirements and authority approvals from the bodies that administer the relevant infrastructure.

Approval is followed by building and certification obligations. Depending on the project, these may include construction certification, appointment of a principal certifier, required inspections and compliance with approval conditions. Service NSW explains the role and application process for an occupation certificate, which is required before occupying or using a new building or an approved changed use. A concept, quotation or BASIX certificate is not development approval.

Costs and budgeting

A useful budget begins with an investigated site and a documented scope. Package advertising cannot account for access, slope, ground conditions, approval requirements, service locations, demolition, conversion work or finishes. Avoid adopting an unverified suburb average or treating a preliminary building price as the completed project cost.

Build the estimate under separate headings:

Prepare the budget in stages. An initial feasibility budget can identify missing information, but it should be replaced by a design-based estimate after survey and service investigations. Before contracting, reconcile the builder’s scope with consultant documents, approval conditions and authority requirements. Keep unresolved work visible as a specific allowance or exclusion rather than assuming that another party has included it.

Obtain itemised quotes based on the same drawings, specification and site information. Compare exclusions, provisional sums, service assumptions, excavation conditions, external works, BASIX items and responsibility for approvals. Confirm current council and authority fees directly rather than relying on an old quotation or another property’s charges.

Building Commission NSW contract guidance requires a written contract for residential building work costing more than $5,000, with more extensive large-job contract requirements above $20,000. The maximum deposit is 10%. Read the current Consumer Building Guide before signing, check the prescribed contract information and statutory warranty information applicable to the work, and align progress payments with completed stages.

Home building compensation cover applies where required for residential building work valued at $20,000 or more including GST. Before paying money or allowing work to start, use the official HBC Check to verify the certificate. Confirm that the legal entity, address and contracted work match the project records.

Design and site considerations

Begin design by documenting whether the proposal is within, attached to or separate from the principal dwelling. If an existing structure is involved, obtain approval records and assess whether it can lawfully and technically support the proposed residential use. Physical fit or apparent soundness is not enough.

An accurate survey should show boundaries, levels, buildings, access, significant trees and known easements. Use it to test the relationship between both dwellings, including daylight, ventilation, privacy, overlooking, noise, usable outdoor space, clothes drying, bin storage, maintenance routes and safe pedestrian access. Consider any change to existing parking or vehicle movement as part of the site plan.

Prepare a design brief that separates essential accommodation needs from optional finishes. Record how occupants will reach each dwelling, where bins and outdoor items will be stored, how maintenance personnel can access services and how windows and outdoor areas affect privacy. A coordinated brief helps the designer test amenity and constructability before detailed documentation begins.

Check floor area, setbacks, height, landscaped area, site coverage and earthworks under the exact approval pathway and current instruments. Do not transfer a design standard from another council, another development type or an earlier version of a planning instrument. Resolve stormwater discharge, sewer arrangements, utility capacity and service routes before fixing the footprint, because these matters can alter both siting and construction scope.

Use official address-level evidence to identify relevant constraints. Where mapping or records identify a site issue, obtain the required specialist input early and reflect it in the design. This targeted approach is more reliable than applying a generic inventory of possible hazards to every property in the locality.

BASIX addresses water, energy use and thermal performance for applicable residential development. The Planning Portal provides specific secondary-dwelling BASIX project guidance for conversions, new secondary dwellings and projects combining new principal and secondary dwellings. Confirm the correct classification, then integrate the certificate commitments into drawings, specifications, quotations and construction rather than adding them after design completion.

Prefabricated, modular or relocatable construction does not remove planning, building, BASIX or certification obligations. Product dimensions and factory specifications must still be reconciled with the legal parcel, approval pathway, site works, connections and occupation requirements.

Rental and investment considerations

Rental assessment should start only after confirming lawful approval, construction compliance and occupation certification. A secondary dwelling remains on the same lot as the principal dwelling, so it should not be analysed as a separately titled property. The shared title and site arrangement can affect lending, insurance, valuation, maintenance and future sale decisions.

If the approved premises are rented under a residential tenancy, use current NSW Fair Trading guidance on residential tenancy agreements and the current Residential Tenancies Act 2010. Check the required written agreement, standard terms, bond process, condition reporting, repairs, disclosures, safety duties and notices at the time the tenancy is created.

Family occupation, boarder arrangements, licences, short-term accommodation and standard residential tenancies are not necessarily governed in the same way. Confirm the legal and planning treatment of the intended arrangement rather than assuming that approval for a secondary dwelling authorises every accommodation model.

Plan practical management before occupation. Define access, privacy, waste storage, deliveries, garden care, shared driveways, maintenance entry and emergency contacts. If services are shared, document how usage and charges will be managed and verify that metering or on-charging complies with current requirements.

For a rental feasibility review, keep the evidence dated and property-specific. Record the source and date of comparable transactions, distinguish asking prices from completed tenancies and adjust the comparison for approval status, condition, access, parking arrangements and included utilities. Recheck the evidence before making a commitment because older locality statistics do not describe current letting conditions.

Use current, genuinely comparable rental evidence if assessing feasibility. Obtain advice appropriate to the owner’s circumstances on finance, insurance, taxation and property management; historical Census figures and listing advertisements are not substitutes for that work.

Choosing a granny-flat builder

Identify the exact legal entity that would sign the contract. Use the official Service NSW tool to check a builder or tradesperson licence, confirming the licence is current, the category covers the proposed work and the entity name matches the contract. An ABN, association membership, website badge or review score does not replace the register check.

Request recent references for comparable secondary-dwelling work. Where practical, speak with clients and inspect completed projects with permission. Ask about site-cost disclosure, variations, communication, defects, documentation and after-completion service rather than assessing appearance alone.

Give each tenderer the same drawings, reports and specification. Compare:

Clarify whether the price is based on approved construction documents or an early concept. Record who will coordinate consultants, respond to council or certifier requests, arrange inspections and provide certificates needed for occupation. Include those responsibilities in the written contract.

Before selecting a tender, ask each builder to resolve qualifications and exclusions in writing. Check whether nominated products match the specification and BASIX commitments, whether site assumptions rely on uncompleted investigations and whether subcontracted work remains the builder’s contractual responsibility. Retain the final tender clarifications with the signed contract documents.

Follow the current contract and consumer-protection requirements described in the budgeting section. Read the Consumer Building Guide, verify applicable statutory warranty information, review payment stages and record agreed variations in writing. Obtain independent advice if the identity of the contracting party, scope, insurance evidence or contract terms are unclear. Verify required home building compensation cover through the official register before the contractual payment or work-start point identified by current guidance.

Assess the complete documented offer, not simply the headline price. A useful comparison accounts for approvals, site work, connections, BASIX commitments, exclusions, defects procedures and handover evidence.

Planning and feasibility checklist

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